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Public House Insurance

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PUBLIC HOUSE INSURANCE POLICIES

At Risk Kitchen Ltd we understand the challenges faced by owners and operators of Public Houses. Running a business can be hazardous enough at the best of times, add a little alcohol into the mix and the risk becomes heightened.

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public house insurance policies

WHAT DOES PUBLIC HOUSE INSURANCE COVER:

Our Comprehensive Pub policy provides the following covers as standard but is not limited to:

  • Public and Products Liability
  • Buildings
  • Tenants Improvements
  • Wines & Spirits
  • Business Interruption
  • Glass
  • Money
  • Employers liability
  • Contents
  • Stock
  • Tobacco
  • Loss of Licence
  • Personal Accident
  • Legal Protection

WHAT TYPE OF LICENSED PREMISES CAN WE COVER:

  • Gastro Pubs
  • Wine Bars
  • Sports Clubs and Bars
  • Nightclubs
  • Adult venues
  • Rural Pubs
  • Cocktail Bars
  • Social Clubs
  • Late Bars
  • Thatched Pubs

We understand that each licensed premise is unique, we can provide cover if you offer entertainment, children’s play facilities, leisure facilities, bed & breakfast. If you undertake deep fat frying, offer accommodation overnight or something a little out of the ordinary, try the team at Risk Kitchen today!

ONLINE REVIEWS

The ease and availability of online reviews may have created a new and effective form of marketing for businesses, however it is important that reputation is managed well. It is now common place for an Underwriter to look at online reviews to ascertain the nature of the risk. A business that receives good reviews is likely to be more appealing to an underwriter and may benefit from a discount of premium.

Risk Kitchen Ltd have a vast portfolio of licensed trade risks across the UK and ROI. Our competitiveness of premium, speed of underwriting, scope of cover and attention to detail has enabled us to benefit our clients in this sector.

HISTORY OF PUBS

In the UK alone, there are estimated to be 50,000 pubs, providing employment for around 600,000 people!

Many important events have taken place in Pubs throughout history. Sir Thomas More was tried in a Pub in Staines in 1535. Karl Marx drafted the communist manifesto and held lectures in a room above the Red Lion on Great Windmill Street London.

Public Houses are such an important part of the community and a firm favourite with us at Risk Kitchen Ltd.

bootlegger bars testimonial
carbon nightclub testimonial
hotel ceilidh donia testimonial

Great personal service, nothing is ever too much, incredibly professional, a must go to for Insurance purposes, second to none. Thanks Gary & Jessica, first class!

Lee Miller / Owner/Director

Had a call from Gary at Risk Kitchen and at first as I was getting so many cold calls I believe I might have been quite rude, Gary at all times kept very professional and came up with a very reasonable quote for my Late night bar, Restaurant and nightclub business insurance. Jess and Gary were incredibly helpful in ensuring I got the right cover, and a competitive quote. As a small/Medium business owner with a budget I appreciate their honest advice. Would highly recommend. Well done!!!

Robert J Perry / Director

We would like to thank Risk Kitchen for all you have done in setting up all our Insurance needs, the efficiency and professionalism has been superb from the very first contact, we will and have been recommending Risk Kitchen to our fellow hoteliers in Edinburgh. Best wishes for the future.

Kevin & Susan Kenny / Owners Hotel Ceilidh-Donia

Contact Risk Kitchen for more information…

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